I got a speeding ticket for going 25 km/h over in Ontario. It’s my first ticket, but I’m worried about points and insurance. Should I just pay it or fight it?
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Even a single speeding ticket can raise your insurance and add points. Paying it admits guilt, so fighting might be better. Look at https://www.trafficparalegalservices.com/speeding-tickets/ for tips on challenging radar or officer errors. A solid defense could get it reduced or dropped. Weigh your options before paying—insurance hikes can hit harder than the fine itself.